Listing provided courtesy of LPT REALTY, LLCas Distributed by MLSGrid- MLS# MFRO6378059MLS Provider

UMATILLA, FL 32784

Single Family · 3 Beds · 2 Full Baths · 1,329 Sq. ft. | 0.14 Acres
$292,500 Active

Overview

Time on Site:
150 days
Visits:
0

Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living. The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space for gathering and entertaining. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office. Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round. Priced at $294,000, this home presents a standout opportunity as one of the few 3-bedroom options in the community, offering more space and functionality than smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value. Conveniently located near shopping, dining, and major roadways, schedule your showing today.

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Facts & Features

  • Type Single Family
  • Sq. ft. 1,329
  • Price/Sq.ft. $220
  • Lot 0.14 Acres

Details

General

Association/HOA

  • Association Fee: 200
  • Association Fee Frequency: Monthly
  • Association Name: Umatilla Veteran's Village | Joseph Heagy
  • Association: Yes

School Information

  • Elementary School: Umatilla Elem
  • Middle Or Junior School: Umatilla Middle
  • High School: Umatilla High

Building Information

  • New Construction: No
  • Year Built: 2018

Location/Region

  • Country: US
  • County Or Parish: Lake
  • MLS Area Major: 32784 - Umatilla / Dona Vista
  • Subdivision Name: UMATILLA COTTAGES AT WATERS EDGE
  • Township: 18S

Tax Information

  • Tax Annual Amount: 332
  • Tax Year: 2025

General Information

  • Furnished: Furnished
  • Listing Terms: Cash,Conventional,Trade,FHA,VA Loan
  • Ownership: Fee Simple
  • Parcel Number: 13-18-26-3400-000-00300
  • Pets Allowed: Breed Restrictions
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: Yes
  • Special Listing Conditions: None
  • Zoning: RP

Interior

Parking Information

  • Garage Spaces: 1
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 1967
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate
  • Foundation Details: Slab
  • Heating: Central,Electric
  • Interior Features: Cathedral Ceiling(s),Ceiling Fans(s),Living Room/Dining Room Combo,Open Floorplan,Thermostat
  • Laundry Features: Laundry Closet
  • Levels: One
  • Living Area: 1329
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation Equipment
  • Stories Total: 1

Exterior

Parking Information

  • Parking Features: Common

Lot Information

  • Additional Parcels: No
  • Lot Features: Cul-De-Sac
  • Lot Size Acres: 0.14
  • Lot Size Square Feet: 5968
  • Road Surface Type: Asphalt
  • Vegetation: Trees/Landscaped
  • Water Source: Public

Waterfront/View

  • Water Body Name: LAKE ENOLA
  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Contemporary,Cottage
  • Attached Garage: Yes
  • Construction Materials: Block,Frame
  • Direction Faces: South
  • Patio And Porch Features: Covered,Screened
  • Roof: Metal

General Information

  • Carport: No
  • Exterior Features: Private Mailbox
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available,Cable Available,Public,Water Available

Room Information

Room: Bedroom 2

  • Level: First
  • Dimensions: 10x12
  • Length: 12
  • Width: 10

Room: Bedroom 3

  • Level: First
  • Dimensions: 10x12
  • Length: 12
  • Width: 10

Room: Kitchen

  • Level: First
  • Dimensions: 9x12
  • Length: 12
  • Width: 9

Room: Living Room

  • Level: First
  • Dimensions: 14x17
  • Length: 17
  • Width: 14

Room: Primary Bedroom

  • Level: First
  • Dimensions: 12x12
  • Length: 12
  • Width: 12

Neighborhood

Community

32784 (UMATILLA) Demographics

45
Median Age
104
Population Density (per sq. mile)
24%
College Educated
$56,250
Estimated Median Income
2,989
Estimated Total Home Owners
973
Estimated Total Renters
75% / 25%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

Monthly Cost

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$ %
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$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Market Data

Based on the last 30 days in this zip code

$544,820
Average List Price
$262
Average Price per Square Foot
14
Properties Sold
193
Average Days on Market
112
Properties for Sale
Calculations provided by Reliance Network

History

Date Event Value Agent
6/25/2026Source: My Florida Regional MLS Price Reduction
$292,500 -0.5%
6/5/2026Source: My Florida Regional MLS Price Reduction
$294,000 -0.3%
2/27/2026Source: My Florida Regional MLS Price Reduction
$294,999 -1.7%
1/30/2026Source: My Florida Regional MLS Added to Database
January 30, 2026