Listing provided courtesy of RLW REALTYas Distributed by MLSGrid- MLS# MFRG5111097MLS Provider

264 S CENTRAL AVENUEUMATILLA, FL 32784

Single Family · 2 Beds · 2 Full Baths · 1,258 Sq. ft. | 0.43 Acres
$480,000 Active

264 S CENTRAL AVENUE Overview

Time on Site:
74 days
Visits:
0

Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6 spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
View Map

264 S CENTRAL AVENUE Facts & Features

  • Type Single Family
  • Sq. ft. 1,258
  • Price/Sq.ft. $382
  • Lot 0.43 Acres

Details

General

Association/HOA

  • Association: No

School Information

  • Elementary School: Umatilla Elem
  • Middle Or Junior School: Umatilla Middle
  • High School: Umatilla High

Building Information

  • New Construction: No
  • Year Built: 2020

Location/Region

  • Country: US
  • County Or Parish: Lake
  • MLS Area Major: 32784 - Umatilla / Dona Vista
  • Subdivision Name: UMATILLA MITCHENORS ADD
  • Township: 18

Tax Information

  • Tax Annual Amount: 6857
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Parcel Number: 13-18-26-0500-00A-00500
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: RP

Interior

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 2

Building Interior

  • Building Area Source: Owner
  • Building Area Total: 2475
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Disposal,Dryer,Range,Refrigerator,Tankless Water Heater
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Ceramic Tile
  • Foundation Details: Slab
  • Heating: Central
  • Interior Features: Cathedral Ceiling(s),Ceiling Fans(s),Eat-in Kitchen,High Ceilings,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Laundry Features: Inside,Laundry Room
  • Levels: One
  • Living Area: 1258
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Window Features: Double Pane Windows

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Size Acres: 0.43
  • Lot Size Dimensions: 73x405
  • Lot Size Square Feet: 19472
  • Road Surface Type: Paved
  • Vegetation: Mature Landscaping
  • Water Source: Public

Waterfront/View

  • View: Water
  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Cement Siding,Frame
  • Direction Faces: East
  • Patio And Porch Features: Rear Porch,Screened
  • Roof: Shingle

General Information

  • Carport Spaces: 2
  • Carport: Yes
  • Exterior Features: Storage
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available,Cable Available,Electricity Connected,Sewer Connected

Room Information

Room: Balcony/Porch/Lanai

  • Level: First
  • Dimensions: 44x12
  • Length: 12
  • Width: 44

Room: Bedroom 2

  • Level: First
  • Dimensions: 11x10
  • Length: 10
  • Width: 11

Room: Dining Room

  • Level: First
  • Dimensions: 10x9
  • Length: 9
  • Width: 10

Room: Kitchen

  • Level: First
  • Dimensions: 12x12
  • Length: 12
  • Width: 12

Room: Living Room

  • Level: First
  • Dimensions: 14x19
  • Length: 19
  • Width: 14

Room: Primary Bathroom

  • Level: First
  • Dimensions: 12x8
  • Length: 8
  • Width: 12

Room: Primary Bedroom

  • Level: First
  • Dimensions: 14x12
  • Length: 12
  • Width: 14

Room: Utility Room

  • Level: First
  • Dimensions: 7x7
  • Length: 7
  • Width: 7

264 S CENTRAL AVENUE Neighborhood

Community

32784 (UMATILLA) Demographics

45
Median Age
104
Population Density (per sq. mile)
24%
College Educated
$56,250
Estimated Median Income
2,989
Estimated Total Home Owners
973
Estimated Total Renters
75% / 25%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

264 S CENTRAL AVENUE Monthly Cost

$
$ %
%
$
$
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

264 S CENTRAL AVENUE Market Data

Based on the last 30 days in this zip code

$544,820
Average List Price
$262
Average Price per Square Foot
14
Properties Sold
193
Average Days on Market
112
Properties for Sale
Calculations provided by Reliance Network

264 S CENTRAL AVENUE History

Date Event Value Agent
4/16/2026Source: My Florida Regional MLS Added to Database
April 16, 2026