Lynne Ferguson

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Listing provided courtesy of WEICHERT REALTORS HALLMARK PROPERTIESas Distributed by MLSGrid- MLS# MFROM725834MLS Provider

428 NE 21ST TERRACEOCALA, FL 34470

Single Family · 3 Beds · 2 Full Baths · 1,272 Sq. ft. | 0.25 Acres
$249,900 Active

428 NE 21ST TERRACE Overview

Time on Site:
27 days
Visits:
0

Welcome home to this beautifully updated 3-bedroom, 2-bath residence tucked away on a dead-end street in a conveniently located neighborhood close to Ft King Middle School and Wyomina Park Elementary School and just minutes from downtown, and within walking distance to Heritage Nature Park. This move-in-ready home offers comfort, style, and plenty of outdoor space. Step inside to discover modern floating laminate flooring throughout the home (original hardwood floors are still underneath), creating a seamless and contemporary feel. The updated kitchen features stylish finishes including granite countertops and updated appliances. Both bathrooms have been tastefully renovated for a fresh, modern look, which include large walk-in shower in main bathroom. Other updated features include AC in 2023, windows 2021 and window blinds in 2017. ROOF JUST COMPLETED JUNE 2026 Enjoy relaxing or entertaining on the wooden deck in the large fenced backyard, perfect for pets, kids, or gatherings. The double gate on one side can accommodate a boat or RV to be stored in the back yard.. The other side has a single gate to get to the spacious storage shed that adds extra storage convenience for tools or equipment. This home combines quiet neighborhood living with easy access to shopping, dining, entertainment, and downtown amenities. Don’t miss your opportunity to own this updated gem in a fantastic location. Motivated sellers.

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428 NE 21ST TERRACE Facts & Features

  • Type Single Family
  • Sq. ft. 1,272
  • Price/Sq.ft. $196
  • Lot 0.25 Acres

Details

General

Association/HOA

  • Association: No

Building Information

  • New Construction: No
  • Year Built: 1962

Location/Region

  • Country: US
  • County Or Parish: Marion
  • MLS Area Major: 34470 - Ocala
  • Subdivision Name: HERITAGE HILLS REPLAT
  • Township: 15

Tax Information

  • Tax Annual Amount: 787
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional,FHA
  • Ownership: Fee Simple
  • Parcel Number: 28217-000-00
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: R1

Interior

Parking Information

  • Garage: No

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 1880
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Laminate
  • Foundation Details: Block
  • Heating: Central
  • Interior Features: Thermostat,Window Treatments
  • Laundry Features: Outside
  • Levels: One
  • Living Area: 1272
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Other Equipment: Private Yard
  • Window Features: Window Treatments

Exterior

Lot Information

  • Additional Parcels: No
  • Lot Features: Paved
  • Lot Size Acres: 0.25
  • Lot Size Square Feet: 10890
  • Road Surface Type: Asphalt
  • Water Source: Public

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Construction Materials: Concrete
  • Direction Faces: Northeast
  • Patio And Porch Features: Deck
  • Roof: Shingle

General Information

  • Carport Spaces: 1
  • Carport: Yes
  • Exterior Features: Private Yard
  • Fencing: Wood
  • Other Structures: Storage
  • Pool Private: No
  • Sewer: Public Sewer
  • Utilities: Electricity Connected,Natural Gas Connected,Public,Sewer Connected

Room Information

Room: Kitchen

  • Level: First

Room: Living Room

  • Level: First

Room: Primary Bedroom

  • Level: First

428 NE 21ST TERRACE Neighborhood

Community

34470 (OCALA) Demographics

38
Median Age
1,719
Population Density (per sq. mile)
28%
College Educated
$41,166
Estimated Median Income
4,509
Estimated Total Home Owners
3,480
Estimated Total Renters
56% / 44%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

428 NE 21ST TERRACE Monthly Cost

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Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

428 NE 21ST TERRACE Market Data

Based on the last 30 days in this zip code

$266,653
Average List Price
$168
Average Price per Square Foot
35
Properties Sold
104
Average Days on Market
208
Properties for Sale
Calculations provided by Reliance Network

428 NE 21ST TERRACE History

Date Event Value Agent
6/25/2026Source: My Florida Regional MLS Price Reduction
$249,900 -0.0%
6/2/2026Source: My Florida Regional MLS Added to Database
June 02, 2026